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Underwriting Studio by AadiSwan

CredPro is a comprehensive suite of underwriting tech tools tailored for both retail and corporate loans. Its unique capabilities set it apart from competitors, offering an unmatched breadth and depth of features, ensuring no other solution matches its comprehensiveness in the market.

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CredPro

Underwriting is a critical function in the lending process, ensuring that loans are granted based on sound financial analysis and risk assessment. Relying on manual processes in today's fast-paced environment can lead to delays, errors, and inconsistencies. Turnaround Time (TAT) is crucial, and credit personnel should not be bogged down with manual evaluations. This is where advanced technology tools like CredPro come into play. CredPro automates and streamlines the underwriting process, significantly reducing TAT while ensuring accuracy and compliance. At Aadiswan, we understand underwriting deeply because we were underwriters before we became technologists. Our expertise in both fields allows us to create tools that address the specific pain points in underwriting. CredPro is not just a software solution; it’s an embodiment of our profound understanding of underwriting and our commitment to innovation. Unlike other solutions, CredPro offers a comprehensive suite of tools tailored for both retail and corporate loans, ensuring no aspect of the underwriting process is overlooked. This unique blend of expertise and technology makes CredPro the ideal choice for financial institutions looking to optimize their underwriting processes.

  • Managed Services and Products
  • Flexibility and Adaptability
  • Competitive Advantage
WHAT WE’RE OFFERING

Complete Suite of

Underwriting tech tools

CredPro offers a robust underwriting solution with advanced creditworthiness assessment, automated sanction letter generation, and comprehensive collateral evaluation. It seamlessly integrates banking statement analysis, dynamic scoring models, and precise LTV calculations, ensuring accurate and efficient loan processing.

Creditworthiness Assessment

Evaluates borrower's credit history.

Collateral Evaluation

Assesses value of pledged assets

Loan Structuring

Tailors loan terms to needs

Banking Statement Analysis

Analyzes cash flow and transactions

Financial Ratio Analysis

Reviews key financial ratios

Credit Appraisal Note Preparation

Prepares detailed credit appraisal notes

Cross-Collateral Calculation

Calculates combined collateral values

Sanction Letter Generation

Automates loan sanction letter creation

Dynamic Scoring Models

Adapts scoring models for decisions

Loan-to-Value (LTV) Calculation

Determines loan amount based on collateral

Deviations

Assess and manage deviations from policies

Risk Grading

Assign risk grades to applications

Credit Bureau Integration

Automate retrieval of credit reports

Policy Compliance Check

Ensure adherence to underwriting guidelines

Committee Based Sanctioning

Facilitate collective decision-making for approvals